Strategy modelling brief drafts for advisers
Designed around a clear trigger inside Midwinter, a reviewed AI draft and a measurable reduction in admin time.
MidwintertoReview
Software
Financial advice and mortgage broking software
AI automation for Midwinter.
Midwinter (now owned by Bravura) is an Australian financial planning software used for advice modelling and SoA production. Horizon AI builds reviewed AI workflows that sit inside Midwinter, layered onto how your team already works.
Free 30-minute discovery call. No obligation.
Midwinter
Financial advice and mortgage broking
- Faster fact-find and application file prep
- Cleaner client document checklists
- Reviewed AI drafts for SoA and review meetings
- Less time on lender policy lookups
How AI fits in Midwinter
AI workflows that speak Midwinter's language.
Below are the actual product modules, features and ecosystem partners Midwinter uses - the AI layer Horizon AI builds slots into these, not around them.
Add AI to AdviceOS so a single fact find turns into a complete advice pack. The agent can populate a Dynamic Fact Find from client uploads, run the Strategy Module's Cashflow & Capital projections, kick off Scaled Advice flows, compare insurance with Omnium, refresh investment holdings from InvestmentLink, and pre-draft Advice Documents - so practices and licensees ship more SOAs without scaling paraplanner headcount.
By the numbers. Midwinter says 2,000+ financial advisers use AdviceOS to serve 550,000+ Australians.
Midwinter modules and features we work inside
AdviceOSDynamic Fact FindProduct ModuleStrategy ModuleScaled AdviceInsurance Comparison (Omnium)
Other Midwinter implementation specialists in Australia
- myprosperity
- Class Portfolio
Horizon AI sits alongside these specialists - not as another implementer of Midwinter itself, but as the AI workflow layer that runs on top of what they (or you) have already set up.
Midwinter AI workflows
First workflows worth automating in Midwinter.
Each workflow has a defined trigger inside Midwinter, a reviewed AI step and a measurable change in how the team spends its week.
SoA narrative drafting for paraplanner review
Designed around a clear trigger inside Midwinter, a reviewed AI draft and a measurable reduction in admin time.
MidwintertoReview
Review meeting prep summaries
Designed around a clear trigger inside Midwinter, a reviewed AI draft and a measurable reduction in admin time.
MidwintertoReview
Client doc chasing for fact-find updates
Designed around a clear trigger inside Midwinter, a reviewed AI draft and a measurable reduction in admin time.
MidwintertoReview
Compliance file readiness reviews
Designed around a clear trigger inside Midwinter, a reviewed AI draft and a measurable reduction in admin time.
MidwintertoReview
How the integration works
AI inside Midwinter, not bolted on top.
Midwinter integrations run inside the adviser or broker's existing tenancy, with compliance-aware approval gates between AI drafts and any client send.
Horizon AI scopes one narrow workflow first, builds it with the access boundaries your team is comfortable with, and hands over an operating runbook so the AI step is reviewable and replaceable.
- AI integration services – wire Midwinter into Horizon-built workflows
- AI implementation services – scope, build, test and hand over the workflow
- AI workflow audit – review what should be automated first
workflow.liveLive
MidwinterSource
Reviewed draftReview gate
MidwinterAction
- AI Summary drafted review
- OK Midwinter update prepared queued
Often paired with
Software we build Midwinter workflows alongside.
Best fit for
Midwinter sits at the centre of financial advice and mortgage broking teams.
If you run financial advice and mortgage broking on Midwinter, the sector landing page covers the full software stack we build around.
Common questions
Midwinter AI automation, answered.
Can Horizon AI integrate with Midwinter?
In most cases yes. Midwinter exposes supported integration paths that Horizon AI can build against. The exact integration depth depends on your subscription tier, the user roles available and the data each workflow needs.
Does Horizon AI replace Midwinter?
No. Midwinter stays as your system of record. Horizon AI layers reviewed AI workflows on top so your team spends less time on repetitive admin while the data continues to live inside Midwinter.
Which financial advice and mortgage broking workflow should we automate first?
Start with a process that is repeated weekly, has a clear trigger and a clear output, and can be reviewed by a person before it affects a client, payment or compliance record. The discovery call covers this in detail and maps it to ai automation for financial advisers and mortgage brokers patterns we have built before.
Ready to layer AI inside Midwinter?
Tell us the Midwinter workflow you want to improve first. We will map the cleanest implementation path on a free 30-minute call.